I recently saw that when creating a numpy array via np.empty or np.zeros, the memory of that numpy array is not actually allocated by the operating system as discussed in

The content of the Numpy array is not reallocated nor copied thanks to paging (at least from the user point-of-view, ie. in virtual memory).

2. Touching the last element
I thought f[-1] = 3 might require the entire block of memory to be allocated (without touching the entire memory). However, it does not, the utilized memory in htop does not increase by the size of the array. Why is that not the case?

Only the last page in virtual memory associated to the Numpy array is mapped thanks to paging. This is why you do not see a big change in htop. However, you should see a slight change (the size of a page on your platform) if you look carefully. Otherwise, this should mean the page has been already mapped due to other previous recycled allocations. Indeed, the allocation library can preallocate memory area to speed up allocations (by reducing the number of slow requests to the OS). The library could also keep the memory mapped when it is freed by Numpy in order to speed the next allocations up (since the memory do not have to be unmapped to be then mapped again). This is unlikely to occur for huge arrays in practice because the impact on memory consumption would be too expensive.